With rising inflation affecting food and transport prices, budgeting has never been so crucial. In this webinar, our guests discussed various ways to remain disciplined in budgeting.

“To avoid temptation during the month as you try to stick to your budget, discipline is key and one way to keep disciplined is to have your goals top of mind.”- Mulalo Nemataheni a certified financial planner and a guest on the budgeting webinar.

“One thing I did when I started working to remain disciplined and ensure savings are included was to automate my savings. I made sure the savings are deducted through a debit order.” These tips were shared by Zwannda Rasiwela a guest on the budgeting webinar. If you missed it, watch on the video below:

“I started investing after making lots of mistakes in my early 20’s, I would encourage other young people to start saving, even if it means starting with R50, start saving and get into the habit.” Phumla Randela a guest on the Saving and Investing webinar

“Unit Trust and ETFs are not complicated, they are a simple way to start investing and offer a structure to help you reach your goals.”- This was shared by Mary J Fourie, a speaker on the savings and investing webinar. She is a Registered Financial Practitioner and member of the FPI.  Watch the video below if you missed out on this webinar:

Michael Jordan, future finance guru has these tips on investing in cryptocurrencies: “Go on a crypto adventure. But stat with a little bit of money, be very careful and really learn the ecosystem first. Only once you are familiar with it, should you invest a significant portion of your portfolio to crypto.”

“Financial planners do not necessarily only sell financial products. Sometimes the service is a conversation: helping a person plan around their will and estate. It is not about sales. Financial planners are professionals who help you take a wholistic view of your finances.” – Gavin Smith a Certified Financial Planner and a speaker on webinar 3.

If you missed out watch the video to learn more.

Tshepiso Malema, an award-winning entrepreneur and founder of Gamers Territory shared the following tips: “To survive as an entrepreneur you need a resilient spirit. It is not the glitz and the glamour you see on social media. Every day you face various challenges and you constantly need to remind yourself not to give-up.”

“Have a teachable spirit, a beginner’s mindset and an open mind. You don’t have to be born an entrepreneur, over time you can develop some skills to help you as an entrepreneur.” These words were shared by Owen Muzambi, Founder and Executive director of Driven Advisory.

If you missed out on this webinar, watch the video below:

William Kwakwa, a financial analyst and a Wits University Graduate shared the following tips: “When taking credit to buy a car, most young people only consider affordability in terms of installments for the vehicle finances. You also need to take into account the cost of owning a car including fuel, maintenance and insurance.” On the flip side Certified Financial planner Jeremy Rice says;

Credit is not a bad thing if used correctly.  ”In my own case, I would not have been able to afford an education had it not been for a student loan. I wouldn’t have been able to own a house if it wasn’t for a home loan.”  -

Watch the video of webinar five for more on this topic of managing credit. 

Thabiso Ncube, a young graduate working in the financial services sector shared the following tips: “Be confident . . . you might have been the brightest young person at varsity but when you get to the workplace, there will always be someone better than you, and more efficient than you. But do not fear for who you are. Stand for what you are. Your contribution will always count.”

Tshepiso Ramotsehoa – a leadership Coach -  shared some tips on how you can get work ready while still studying: “It is very easy to have the academic focus, but it is important for you to broaden your interests and look for opportunities to showcase your leadership skills.  Volunteering is something very underrated but it can really bolster your CV in a beautiful way.”

If you missed out on this webinar watch the recording: