Curious about what a financial adviser (financial planner) does? Watch this short video to find out.
A financial adviser is someone who guides, educates and protects you on financial matters. They share their knowledge and expertise about financial products to help you make decisions about the products that best suit your current and future needs.
They can help:
So why can’t I just ask Uncle Jack for his advice?
Its important to only use a financial adviser with a formal qualification. These people have to:
Before choosing a financial adviser remember to find out about the financial advisers’ qualifications and how the process of providing financial advice works.
Take a look at this handy list of questions we’ve compiled for you to ask your potential financial adviser.
Absolutely not. You can choose to go directly to a financial services company or go online to find a product.
But remember:
But a financial adviser will give you advice suited to your needs and budget. If you go directly to a financial services company you may not get the best product for your needs, because you only have that company's products to choose from.
Contact the Financial Sector Conduct Authority (FSCA) to find a financial adviser. You can also check if someone is an authorised financial adviser on the website of the FSCA.
Share-call: 0800 20 (FSCA) 3722
Tel: 012 428 8000
Email: info@fsca.co.za
Website:www.fsca.co.za